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Hobart Office:
219-942-1148
Crown Point Office:
219-663-2483

Renters Insurance in Hobart and Crown Point office locations, serving Northwest, IN.

Belongings Hold Memories. Make Sure They’re Safe.

If you rent an apartment, house, condo, or even a dorm room, you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings.

At Pinnacle Insurance Group of Indiana Inc., we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance, policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen.

Depending on your policy, your insurance will pay to replace items using one of two methods: Actual Cash Value (ACV) or Replacement Cost. With ACV coverage, your belongings are insured only for the amount in which they are currently worth, while Replacement Cost will pay for the expense of replacing the items with brand new ones.
 

Additional Insurance Options


Also included in your Renters Insurance is Liability Coverage to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.

In the event that a fire or other damage makes your residence uninhabitable and places you in a “loss of use” situation, your Renters Insurance may temporarily reimburse you for the cost of another residence in which to live.

Representatives from Pinnacle Insurance Group of Indiana Inc. are committed to working with you to design a policy that ensures you get the options you want at a price you can afford.

Our Locations

Pinnacle Ins Grp - Hobart

618 E Third St
Hobart, IN 46342
Main office: 219-942-1148

Pinnacle Ins Grp - Crown Point

216 E Joliet St
Crown Point, IN 46307
Main office: 219-663-2483

Our Providers

Testimonials

Pinnacle Insurance Group is always there to help and sometimes just listen. You see they are not just for insurance, they're part of my family. Just ask my wife and daughters where they get their insurance. Client since 1992.
Larry Granzow
The Smith Agency isn't interested in making short term profits on your account, but in developing a long term relationship with you. I have been extremely satisfied with the performance of the staff of the Smith Agency during my association with them.
Dr. Thomas Dykiel
The School City of Hammond has worked with Citizens Management and Rick Smith of Smith Insurance for several years in processing our workers comp claims. The service we receive is excellent.
Diane Schweitzer, PhD, CSRM
I have worked with Rick Smith as our insurance agent for approximately eight years. Rick is very knowledgeable of the insurance needs of public school corporations...The office staff is very cooperative and promptly processes any requests we ask of them.
Rob James, CPA, CBO
I always appreciate a job well done...I'll never change my insurance because of [Joyce] and Rick's team.
Jeff Yergler
I have been a long time customer of the Pinnacle Group Insurance for many years and I have been very pleased with the service that I have received from them. The staff is very professional when dealing with insurance issues that need attention.
Doug Popp
Thank you for taking the time to research all of the quotes for me...I was very impressed with your thoroughness...
Anonymous
We are very pleased with Joyce Helsel and the staff at Pinnacle Insurance in Hobart. Numerous times Joyce has gone out of her way to get us the best coverage and pricing for home, cars and toys. Many times she has done this without us asking...We highly recommend Joyce Helsel and Pinnacle Insurance for your insurance needs.
Kent and Peggy Rosenbaum
Thank you for your amazing response to our claim situation. You and your team made a bad situation a little better. Kudos to the adjuster Derek Cooley that came out to view the damage. He was very professional, informative and compassionate. Everyone involved worked as a wonderful team to help us minimize our lose starting with our agent Mark Bates at Pinnacle Insurance Group to AmeriClean of Merrillville and their crew, and last but not least to your Company and crew. Sincerely grateful, John Jacques and Marie DiCianni Jacques
John & Marie DiCianni Jacques
We want to thank you again for listening to our dilemma on Saturday, recognizing that we were under some serious time restraints, and for sending out the email and following up with it so the adjuster was at our house on Monday, and we were given the OK to go ahead with repairs immediately. All of this made an upsetting situation a manageable one...Thank you again.
Laura and Paul Hutchison