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Hobart Office:
219-942-1148
Crown Point Office:
219-663-2483

In-Home Business Insurance in Hobart and Crown Point office locations, serving Northwest, IN

It’s Not Just Your Home. It’s Your Living.

Home-based businesses, both big and small, have become one of the fastest growing commercial segments in America. As the owner of an In-Home Business, chances are your operations extend beyond the walls of your home. At Pinnacle Insurance Group of Indiana Inc., we want to help you protect the security of your business with proper coverage, because the insurance required most likely goes beyond that of your standard Homeowners policy.

We know that you’ve invested hard work and countless hours into building up your In-Home Business, and because of that, Pinnacle Insurance Group of Indiana Inc. wants to ensure that your operations continue to grow. With the right insurance policy for your business, you can provide the special protection you need in one comprehensive policy.

Will your homeowners insurance cover you when…

  • Your business equipment is stolen out of your vehicle?...................NO!
  • You accidentally knock over the display next to you at an exhibition or show?..............................................................NO!
  • Your groceries spill onto your inventory in your trunk? .....................NO!
  • A power surge damages your computer and fax machine? ...............NO!
  • Someone steals your cash box?....................................................NO!

Protect your home-based business

Most homeowners and renters policies do not cover liability or damage to property from business activities. Imagine having your inventory or equipment stolen or damaged. Typical homeowners insurance does not cover this type of loss for people who run a small, side business out of their home. 

In-home business insurance includes:

  • Liability limits up to $1 million 
  • Satisfies most event or show liability requirements
  • Business property protection up to $100,000 (with $250 deductible)
  • Optional coverage for money and securities
  • Electronic data processing coverage Loss of income coverage
  • Premiums starting as low as $150 annually*

Depending on your business needs and living situation, you may also qualify for additional services to round out your In-Home Business Insurance, including combined coverage with your Homeowners policy.

Call or contact us today to learn more about this type of coverage and how it can protect you, and your business. 

Our Locations

Pinnacle Ins Grp - Hobart

618 E Third St
Hobart, IN 46342
Main office: 219-942-1148

Pinnacle Ins Grp - Crown Point

216 E Joliet St
Crown Point, IN 46307
Main office: 219-663-2483

Our Providers

Testimonials

Pinnacle Insurance Group is always there to help and sometimes just listen. You see they are not just for insurance, they're part of my family. Just ask my wife and daughters where they get their insurance. Client since 1992.
Larry Granzow
The Smith Agency isn't interested in making short term profits on your account, but in developing a long term relationship with you. I have been extremely satisfied with the performance of the staff of the Smith Agency during my association with them.
Dr. Thomas Dykiel
The School City of Hammond has worked with Citizens Management and Rick Smith of Smith Insurance for several years in processing our workers comp claims. The service we receive is excellent.
Diane Schweitzer, PhD, CSRM
I have worked with Rick Smith as our insurance agent for approximately eight years. Rick is very knowledgeable of the insurance needs of public school corporations...The office staff is very cooperative and promptly processes any requests we ask of them.
Rob James, CPA, CBO
I always appreciate a job well done...I'll never change my insurance because of [Joyce] and Rick's team.
Jeff Yergler
I have been a long time customer of the Pinnacle Group Insurance for many years and I have been very pleased with the service that I have received from them. The staff is very professional when dealing with insurance issues that need attention.
Doug Popp
Thank you for taking the time to research all of the quotes for me...I was very impressed with your thoroughness...
Anonymous
Thank you for your amazing response to our claim situation. You and your team made a bad situation a little better. Kudos to the adjuster Derek Cooley that came out to view the damage. He was very professional, informative and compassionate. Everyone involved worked as a wonderful team to help us minimize our lose starting with our agent Mark Bates at Pinnacle Insurance Group to AmeriClean of Merrillville and their crew, and last but not least to your Company and crew. Sincerely grateful, John Jacques and Marie DiCianni Jacques
John & Marie DiCianni Jacques
We want to thank you again for listening to our dilemma on Saturday, recognizing that we were under some serious time restraints, and for sending out the email and following up with it so the adjuster was at our house on Monday, and we were given the OK to go ahead with repairs immediately. All of this made an upsetting situation a manageable one...Thank you again.
Laura and Paul Hutchison